Payments

Fast, transparent money transfers

Send money to anyone in Iraq using their phone number. Scan QR codes for instant payments. All fees are shown before you confirm — no surprises.

Instant P2P transfers via phone number
QR code payments for quick transactions
Transparent fee structure with no hidden charges
Real-time transfer confirmations and receipts
Agent Network

Cash in and cash out anywhere

Our verified agent network spans across Iraq. Use the in-app GPS map to find the nearest agent for cash deposits and withdrawals. Every agent is KYC verified and trained.

GPS-powered map to find nearby agents
Cash deposits and withdrawals at any agent
All agents are verified and trained
Available across major cities and regions
Security

Your money is protected at every step

Amanpay uses bank-grade encryption, biometric authentication, and a 4-digit PIN for every transaction. Your credentials are never stored in plain text, and every balance change is recorded in a tamper-proof audit trail.

Biometric login — Face ID and fingerprint
4-digit PIN required for every transfer
Bank-grade encryption for all your data
Tamper-proof transaction audit trail
Account Management

Full control over your finances

Complete KYC verification to unlock all features. View detailed transaction history and account statements. Set your preferred language and notification preferences. Manage active sessions across devices.

KYC verification with national ID
Arabic, English, and Kurdish language support
Push notifications for all account activity
Transaction history with filtering and export
For Business

Payroll and business payments made simple

Pay your employees and partners directly to their Amanpay wallets. Process bulk payments efficiently with built-in security and compliance. Get complete visibility into every payment with real-time tracking.

Bulk salary payments to employee wallets
Secure and compliant payment processing
Real-time payment tracking and reporting
Instant notifications to recipients